We may store information about you using cookies (files which are sent by us
to your computer or other access device) which we can access when you visit our
site in future. This enables us to improve your experience of browsing our website and track the performance of our content.
If you want to delete any cookies that are already on your computer, please refer
to the instructions for your file management software to locate the file or directory
that stores cookies.
Information on deleting or controlling cookies is available at www.AboutCookies.org. Please note that by deleting our cookies
or disabling future cookies you may not be able to access certain areas or features
of our site.
LDF uses Google Analytics, a web analytics service provided by Google, Inc.
Google Analytics sets a cookie in order to evaluate your use of the LDF websites
and compile reports for us on activity on the website.
Google stores the information collected by the cookie on servers in the United States.
Google may also transfer this information to third parties where required to do
so by law, or where such third parties process the information on Google's behalf.
Google will not associate your IP address with any other data held by Google. By
using the LDF websites, you consent to the processing of data about you by
Google in the manner and for the purposes set out above.
For more information on the cookie set by Google Analytics, including information
We may store a session cookie on your machine which is necessary for site functionality in order to log into our Leaseline system.
(a) The terms set out in this Data Protection Statement apply to any information
you give Leasedirect Finance Limited (“Leasedirect Finance”) from time to time and
to any information you have already provided.
(b) We may revise or supplement our Data Protection Statement from time to time
for any of the following reasons:
(c) You must not send us personal information about someone else without first getting
his or her consent for it to be used and disclosed in the ways set out in our Data
Protection Statement. This is because we will assume he or she has consented, although
we may still ask for confirmation from them. Where you do give us information about
someone else, or someone else discloses a connection with you, that information
may be taken into account with your other personal information.
(d) We treat your privacy very seriously and we understand that you will wish to
know how we will use the information we collect from or about you. We use your personal
information in accordance with our Data Protection Statement and will fully comply
with all applicable UK data protection legislation (including the Data Protection
Act 1998). It is important that you take all necessary and appropriate steps to
protect your data yourself (for example, by ensuring that all passwords and access
codes are kept secure).
(e) Investec Group consists of Investec Bank plc, Investec plc and Investec Limited
(a company registered in South Africa) together with the holding companies (and
other subsidiaries of those holding companies) and any direct or indirect subsidiaries
of those three companies, including Investec Asset Finance plc.
We may collect and process the following information about you:
(a) Information you provide (either directly or through an agent such as a solicitor,
independent financial advisor or introducer) by completing an application for our
products and services, whether in writing, on our website, over the telephone or
by some other means. This information may include your name, address, contact details,
date of birth, bank details, details about your employment and financial information.
(b) Records of any correspondence from you or anyone acting on your behalf.
(c) Details of transactions you carry out with us.
(d) Your credit history, where you have applied for credit or where we have agreed
to provide credit to you.
(a) We may process, transfer and disclose your information for the purposes of:
(b) We will act proportionately and responsibly when we process, transfer or disclose
your information and we will act strictly in accordance with the Data Protection
(c) Where you have applied for credit or where we have agreed to provide credit
to you, we may from time to time make searches of your record at a credit reference
agency. Your record includes searches made and information given by other businesses.
Details of our searches will be kept by the agency and will be seen by other organisations
that make searches with the agency for the purposes of credit assessment, debt recovery,
management of your accounts, prevention of money laundering and fraud, and statistical
(d) We may at any time search your record with a fraud prevention agency. If at
any time you give us or procure the giving of false or inaccurate information and
we suspect fraud we will record this. The fraud prevention agency will use information
recorded for statistical analysis about fraud and will also share it with other
organisations who will use it to prevent fraud and to help make decisions on motor,
household, credit, life and other insurance proposals and claims by you, members
of your household or any other businesses associated with you.
(e) We may from time to time contact you about products and services available from
Investec Group which we believe may be of interest to you. We may do this by post
or by phone unless you have told us in writing not to; and by e-mail, text or other
electronic means if you have told us in writing that we can. You can tell us in
writing at any time if you change your mind.
(f) Where you apply for credit we will tell you, where permitted by law, if we make
a decision about you relating to your credit scoring or eligibility for our products
or services solely using an automatic decision making process. You can then request
a review by us of the decision using other means.
(a) Your personal information may be passed to and used by companies within Investec
Group and its agents and sub-contractors who administer or process the information
on its behalf. Please contact the Company Secretary at Investec Bank plc, 2 Gresham
Street, London, EC2V 7QP for an up-to-date list of the current members of Investec
(b) Where you have been introduced to us by an introducer such as an independent
financial advisor, we will inform the introducer about the outcome of your application
and whether we have agreed to provide you with the product or service for which
you have applied. We may also disclose information about you and your relationship
with us (including details of any related investment) throughout the term of that
relationship. If you do not wish us to disclose this information, please inform
us in writing.
(c) We may also disclose your personal information to third parties in the following
(a) We may transfer your personal information outside the European Economic Area
(EEA) to countries which may not offer the same level of data protection as the
(b) In particular, your information may be sent to the USA, South Africa and any
other jurisdiction in which we, any member of Investec Group, an agent or a sub-contractor
carries on business. If this happens, we will ensure that anyone to whom we pass
your information agrees to treat your information with the same level of protection
as if we were dealing with it.
Subject to some exceptions, you have a right to access personal data that is held
about you. To obtain a copy of the personal information we hold, you should write
to the Data Protection Officer at Investec Bank plc, 2 Gresham Street, London, EC2V
7QP. We will respond to you within forty days of receipt of the request and we will
charge the statutory rate for this service, which at present is £10. You may also
request from us details of the credit reference agencies and fraud prevention agencies
with which we may have carried out searches. If there are any inaccuracies in the
information we hold about you, please notify us of this in order that we may correct
the information we hold about you.
If you have any comments or questions about our Data Protection Statement please
contact the Data Protection Officer at Investec Bank plc, 2 Gresham Street, London,
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