• Asset Finance

    We've eliminated red tape so it's faster and easier to deliver the right finance to your business. We call it the flipside.

    Discover our award-winning Asset Finance solutions that make getting the equipment your business needs speedy, simple and straightforward.

    Apply now


Why choose our Asset Finance?

Whatever your industry, our options will help you to invest in the equipment you need to operate more efficiently and effectively. Typically, finance is secured on assets or equipment, and provides you with the added flexibility of being able to replace or upgrade at the end of your agreement. 

  • Receive finance in as little as 48 hours
  • Tailored finance agreements to suit your specific needs
  • Free up cash flow for other areas of your business
  • Finance the useful life of the assets


Hire Purchase

With Hire Purchase you benefit from the immediate use of an asset over an agreed term, while repaying the costs in instalments, at your convenience.


Finance Lease

This finance solution allows you to rent an asset for an agreed term. And there are a number of options available at the end of the lease.


Commercial Loan

Occasions may arise where you may need help with the buying of industrial equipment or with a specific part of the acquisition.

Specialist Asset Finance

Interest Only

A new short-term option, an interest only loan enables costs to be spread over a 3 month period. This is an injection of money into your business cash flow, requiring only interest to be repaid at the end of months one and two. This is then followed by a final repayment of interest along with the full balance.

  • Our first ever ‘interest only’ unsecured loan
  • Can be used for a wide range of business requirements
  • Ideal if you’re awaiting a large payment that you would like to use immediately


*You will be required to pay a Document Fee along with the first month’s interest.

Apply now


Biomass Boiler Finance

We have years of experience in providing the very best finance solutions, as well as other heavy-duty equipment for the fast growing renewable energy sector.
In fact, we are one of the UK's leading renewable energy Finance companies, Wind Turbine Finance Providers, Biomass Heating Funding Coordinators, and Asset Finance brokers.

Farming Input Loans

We provide specialist agricultural funding solutions for farmers, all across the UK.

With a 12-month unsecured Input Loan you can spread the cost of Agricultural Inputs such as seeds, feed and fertiliser.

We also offer agricultural machinery and equipment finance for whatever you need

to run your farm smoothly. From tractors and other off road vehicles to more specialist kit.

Choose from Hire Purchase, Finance and Asset Refinancing products, as well as Agricultural Mortgages, all tailored to suit your specific requirements.

Vehicle Leasing

Our vehicle finance options are designed to help you find the right funding solutions for your needs.

With over 30 years' experience in the vehicle finance industry, we pride ourselves on providing our clients with an excellent level of service and the most competitive solutions on the market.

  • Whatever your vehicle requirements, we have a finance solution to support it
  • We'll search an extensive range of market providers to find the most competitive deal for you
  • You’ll benefit from fast decisions and speedy delivery
  • We source and supply vehicles from all               manufacturers available in the UK

Asset Refinance

Refinance helps you to release value that may be tied up in (non-bespoke) items of equipment held on your balance sheet. 

It’s possible to use the funds in a number of ways, from business development, to a deposit for new equipment or simply to boost cash flow and can be considered whether you already own the asset, or are using it under a hire purchase deal with an alternative provider.

Available for a range of plant and machinery, including but not limited to, vehicles, trailers, agricultural or engineering equipment and yellow plant, refinance lets you spread the cost of your equipment over its useful life, without any interruption to its day-to-day use.

Terms are typically available from 12 months to 5 years, though this is dependent on the individual asset.

Why choose LDF?

  • No red tape, so you can receive funds in as little as 24 hours
  • We accept 4 out of every 5 applications
  • Apply quickly and easily with E-sign loan documents
  • You’ll always speak to the same person
  • Free up cash flow for other areas of your business
  • Tailored finance agreements to suit your specific needs
Find out more

Views from the flipside

What our customers say

We could not have been happier. Banks as usual were a nightmare - they took over six weeks to eventually refuse for vague reasons unexplained. LDF were professional, helpful, friendly, and best of all, fast.

CEO Awards 2016 Winner - Flintshire Business Awards leasing-life-2017 Leasing World Award 2017 SME Awards - Alternative Funder of the YearInnovator of the Year 2016Business Comparison Asset Finance Lender Award Growing Business Award - Amazon