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    Welcome to Views from the flipside

    Here you'll find all the latest news and opinions from LDF covering finance, business, brand and much more.

UK Finance flaws fail British start ups
28 July 2016

UK Finance flaws fail British start ups

They are the backbone of our British economy, but a survey by LDF has found small businesses are being failed by antiquated financial process, with funding issues cited by 30% of SME owners as the biggest barrier to...

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Selecting the right finance for growth
7 July 2016

Selecting the right finance for growth

Whilst bank finance plays an important role in business growth, access to finance remains an area of difficulty for some. Additionally, the variety of available facilities may not always match that of your business. 

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UK micro-business owners hits 2.2 million
20 June 2016

UK micro-business owners hits 2.2 million

Recent figures released by Direct Line for Business revealed that there are nearly 2.2 million micro-businesses operating in the UK, suggesting that, “one in thirty Britons could be a microbusiness owner”.

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Short or long-term: What is the best business loan for me?
8 June 2016

Short or long-term: What is the best business loan for me?

According to the Small Business Survey, produced by the Department for Business, Innovation and Skills, the main reason that businesses applied for external finance in 2015 was to acquire working capital or for cash...

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Hospitality and Leisure: Selecting the right finance
5 May 2016

Hospitality and Leisure: Selecting the right finance

Financing of hospitality and leisure equipment is ever increasing and in demand. Preserving capital within the business for business opportunities that may arise and be more profitable is a key driver of growth in...

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SME artisan food producer borrowing hits record high in 2015
31 March 2016

SME artisan food producer borrowing hits record high in 2015

An increasing number of SME Food Producers are opting to seek alternative finance to support a rising demand for high quality artisan products.

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LDF & the British Business Bank agree £51m facility to increase asset finance for SME
12 February 2016

LDF & the British Business Bank agree £51m facility to increase asset finance for SME

Working with the British Business Bank we are proud to provide a £51m facility to fund a portfolio of small businesses with asset finance facilities.

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Will the Government rethink SME quarterly tax return?
8 January 2016

Will the Government rethink SME quarterly tax return?

The New Year has already brought good news for UK small businesses, with the prospect of a rethink on the somewhat controversial plan for SMEs to file tax returns on a quarterly basis.

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What HMRC’s reorganisation means for small businesses
27 November 2015

What HMRC’s reorganisation means for small businesses

Having recently announced changes to its services, HMRC plans to create 13 new Regional centres over the next five years, whilst also putting a greater emphasis on the improvements to their digital services.

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LDF launch new Business Development Loan for SMEs
24 November 2015

LDF launch new Business Development Loan for SMEs

We understand that many SME businesses often struggle to access finance, especially when considering certain options for business growth. Such opportunities, whether big or small, can drive a business in the right...

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LDF acquire First Independent Finance
18 November 2015

LDF acquire First Independent Finance

We are pleased to announce our acquisition of Scottish based broker, First Independent Finance in a deal that will create the largest independent SME finance provider.

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UK Small business overdrafts reducing by £5m per day
5 November 2015

UK Small business overdrafts reducing by £5m per day

New figures from the Bank of England reveal that small businesses have had their overdrafts cut at a rate of £5m per day since 2011.

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6 qualities a small business owner needs to succeed
30 October 2015

6 qualities a small business owner needs to succeed

Having an exciting business concept or product is not always enough to survive in the business world, especially if you’re a small business owner. We’ve put together 6 qualities every small business owner should...

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Avoid overdue payments with a short term VAT loan
29 September 2015

Avoid overdue payments with a short term VAT loan

Latest research shows that UK businesses owe almost £2.6 billion to HMRC in overdue VAT payments, up from £2.55 billion in 2014. This figure has remained consistent in recent years, despite the improving economic...

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North-South divide set to widen in the next ten years
21 July 2015

North-South divide set to widen in the next ten years

Recent research commissioned by the Centre for Economics and Business Research (CEBR) suggests that the North-South divide is set to widen in the next decade. It indicates that London businesses expect to grow on...

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Why choose LDF?

  • No red tape, so you can receive funds in as little as 24 hours
  • We accept 4 out of every 5 applications
  • Apply quickly and easily with E-sign loan documents
  • You’ll always speak to the same person
  • Free up cash flow for other areas of your business
  • Tailored finance agreements to suit your specific needs
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