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    Welcome to Views from the flipside

    Here you'll find all the latest news and opinions from LDF covering finance, business, brand and much more.

SME artisan food producer borrowing hits record high in 2015
31 March 2016

SME artisan food producer borrowing hits record high in 2015

An increasing number of SME Food Producers are opting to seek alternative finance to support a rising demand for high quality artisan products.

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Budget 2016 - A Boost for Small Business
17 March 2016

Budget 2016 - A Boost for Small Business

In what the Chancellor referred to as “a budget that backs small businesses”, there was positive news for UK SMEs, including the start of the Bank Referral Scheme, extension of the Enterprise Finance Guarantee...

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How can SMEs prepare for a potential Fuel Duty rise?
11 March 2016

How can SMEs prepare for a potential Fuel Duty rise?

There are rumours that the Chancellor may look to increase Fuel Duty in next week’s Budget as part of his drive to plug the UK’s current £3bn deficit. Couple this with today's call for pollution tax on sales of new...

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Business Finance: leasing hits 7 year high
24 February 2016

Business Finance: leasing hits 7 year high

The amount secured by UK businesses through leasing has jumped 12% in the last year*, to its highest level in seven years.

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Good news for UK hotel sector as profitability rises
2 February 2016

Good news for UK hotel sector as profitability rises

Research conducted by LDF has revealed that the profit margins for the UK hotel sector have risen by more than a quarter in the last year, to 4.5% from 3.5% in 2014. The rise is driven by the demand for rooms outside...

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Fintech: are banks facing an ‘Uber moment’?
17 December 2015

Fintech: are banks facing an ‘Uber moment’?

Antony Jenkins, former CEO of Barclays, has predicted that banks are facing their own 'Uber moment' due to the rapid growth of financial technologies (Fintech).

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What HMRC’s reorganisation means for small businesses
27 November 2015

What HMRC’s reorganisation means for small businesses

Having recently announced changes to its services, HMRC plans to create 13 new Regional centres over the next five years, whilst also putting a greater emphasis on the improvements to their digital services.

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New Polymer banknotes will result in £230m investment
14 September 2015

New Polymer banknotes will result in £230m investment

On the 18th December 2013, The Bank of England announced that Polymer Banknotes would be introduced into circulation from 2016. It’s estimated that £5 notes will be introduced late 2016, with £10 and £20...

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Contactless payment limit increases to £30 as spending soars
2 September 2015

Contactless payment limit increases to £30 as spending soars

Consumers can now spend a maximum of £30 using contactless payments, a rise from a previous limit of £20.

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SMEs must prepare for pension auto-enrolment
17 August 2015

SMEs must prepare for pension auto-enrolment

Since October 2012, legislation states that every employer must automatically enrol their workers into the workplace pension scheme, if they meet certain criteria.

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UK economy grows 0.7% in second quarter
28 July 2015

UK economy grows 0.7% in second quarter

Between April and June of this year, the UK economy grew by 0.7%, in contrast to first quarter growth of 0.4%.

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North-South divide set to widen in the next ten years
21 July 2015

North-South divide set to widen in the next ten years

Recent research commissioned by the Centre for Economics and Business Research (CEBR) suggests that the North-South divide is set to widen in the next decade. It indicates that London businesses expect to grow on...

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Apple Pay hits UK stores
16 July 2015

Apple Pay hits UK stores

Apple Pay has officially landed on UK soil and is set to fundamentally change shopping habits as we know it. The contactless iPhone payment system enables shoppers to pay for items using just their iPhone 6, 6 plus...

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#Budget2015 at a glance
8 July 2015

#Budget2015 at a glance

This afternoon, George Osborne delivered his Summer Budget 2015 unveiling his main announcements. We’ve highlighted some of the key-points that will affect small businesses across the UK.

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UK Construction sees confidence thrive
6 July 2015

UK Construction sees confidence thrive

Survey results released this week revealed the UK construction industry has seen a spike in consumer confidence indicating an 11-year high.

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CEO Awards 2016 Winner - Flintshire Business Awards leasing-life-2017 Leasing World Award 2017 SME Awards - Alternative Funder of the YearInnovator of the Year 2016Business Comparison Asset Finance Lender Award Growing Business Award - Amazon