Frequently asked questions


You can find answers to the most commonly asked questions below.

If you have further requirements please do not hesitate to contact one of our team.

Depending on the type of loan, you can use it for many purposes. Some of the most popular are set out in the table below – but if you don’t see what you need, give us a call and we’ll be happy to discuss your requirements.

Purpose Short Term Loan Business Development Loan Finance Lease/Hire Purchase
Annual Subscriptions    
General Equipment Purchases  
Furniture & Fittings    
IT & Telecoms    
Software Licences    
VAT Payments    
Tax Payments
(Corporation & income)
Building Renovations    
Stock Purchases    
Cash Flow    
Business Acquisition    
Debtor Relief    
Relocation Costs    
Training Costs    
Delivery Service Fees    
Marketing & Advertising    
Office Insurance Premiums    
Research & Development    

From a minimum of £1,000. We have no upper ceiling.

That depends on the amount of finance being applied for. But we have cut all unnecessary red tape out of the process, and it’s possible to complete a full transaction from proposal to signed documents and pay-out within one working day.

There are no upfront fees or charges on LDF loan or lease products.

Capital is a valuable asset itself in a business. By using finance, you can have a minimal impact on cash flow, as well as accelerating the return on investment quickly. So you can hold onto your valuable capital and invest it in other areas of growth (such as acquisitions, increasing sales heads, training etc.).

Bank finance plays an important role in business growth, but for many businesses it is difficult to access, and the options on offer may not match the flexibility of a business finance company. That’s why many businesses looking for rapid solutions to business finance are looking outside of traditional financing options.

In some cases, none. More usually, we require a recent set of business accounts. If you choose to progress with LDF finance, we will conduct a credit search in order to meet our requirements as a responsible lender.

We can assist a broad spectrum of credit strengths, because we have access to a large number of funding lines (both our own book and via a number of leading brokers).

Yes of course. We have assisted many new businesses over the years. Even the biggest businesses have to start somewhere, and that at these early stages investment in the equipment you need to get you off the ground absolutely essential.


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